{"id":13741,"date":"2026-01-02T00:16:00","date_gmt":"2026-01-02T03:16:00","guid":{"rendered":"https:\/\/ax.ar\/garantech\/?p=13741"},"modified":"2026-01-02T08:43:35","modified_gmt":"2026-01-02T11:43:35","slug":"arca-elimina-el-recargo-del-30-al-dolar-tarjeta-que-cambia-desde-enero","status":"publish","type":"post","link":"https:\/\/ax.ar\/garantech\/arca-elimina-el-recargo-del-30-al-dolar-tarjeta-que-cambia-desde-enero\/","title":{"rendered":"ARCA elimina el recargo del 30% al d\u00f3lar tarjeta: qu\u00e9 cambia desde enero"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">A partir del <strong>2 de enero de 2026<\/strong>, la <strong>Agencia de Recaudaci\u00f3n y Control Aduanero (ARCA)<\/strong> dejar\u00e1 de aplicar el <strong>recargo del 30% a cuenta de Ganancias y Bienes Personales<\/strong> sobre los consumos con tarjeta realizados en d\u00f3lares o en el exterior.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">De esta manera, se elimina el denominado <strong>\u201cd\u00f3lar tarjeta\u201d<\/strong>, tal como se lo conoc\u00eda hasta ahora.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La medida impacta directamente en los gastos con tarjeta de cr\u00e9dito o d\u00e9bito realizados fuera del pa\u00eds o en moneda extranjera, y modifica de forma sustancial el valor final que pagan los consumidores.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">C\u00f3mo queda el d\u00f3lar tarjeta sin el recargo<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Hasta ahora, el d\u00f3lar tarjeta se conformaba por el <strong>d\u00f3lar oficial m\u00e1s un 30% de impuesto PAIS y un 30% de percepci\u00f3n a cuenta de Ganancias<\/strong>, lo que generaba una carga total del 60%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Con la eliminaci\u00f3n del recargo, el tipo de cambio pasar\u00e1 de <strong>$1.924 a $1.516,90<\/strong>, tomando como referencia la \u00faltima cotizaci\u00f3n informada.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Esto implica una baja significativa en el costo de consumos en el exterior, plataformas digitales y pagos en moneda extranjera.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Qu\u00e9 consumos dejan de pagar el recargo<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Desde enero, <strong>ya no se aplicar\u00e1 la percepci\u00f3n del 30%<\/strong> sobre:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pagos con tarjeta en moneda extranjera<\/li>\n\n\n\n<li>Compras realizadas en el exterior<\/li>\n\n\n\n<li>Servicios contratados a proveedores del exterior<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Sin embargo, <strong>seguir\u00e1 vigente el recargo<\/strong> para:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pasajes internacionales<\/li>\n\n\n\n<li>Hoteles y servicios tur\u00edsticos en el exterior<\/li>\n\n\n\n<li>Gastos tur\u00edsticos abonados en pesos<\/li>\n\n\n\n<li>Operaciones en cuotas (que no estar\u00e1n habilitadas)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Qu\u00e9 pasa con los res\u00famenes de tarjeta que llegan ahora<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">En estos d\u00edas, muchos usuarios recibir\u00e1n res\u00famenes con consumos en d\u00f3lares ya liquidados. En esos casos, es clave prestar atenci\u00f3n a c\u00f3mo se realiza el pago.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si el resumen se paga en pesos, <strong>se aplicar\u00e1 el 30% de percepci\u00f3n<\/strong>.<br>En cambio, si el usuario <strong>compra d\u00f3lares y cancela el saldo en moneda extranjera<\/strong>, evita completamente ese recargo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Por ejemplo, un consumo de USD 1.000:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pagado en pesos: ronda los <strong>$1.924.000<\/strong><\/li>\n\n\n\n<li>Pagado en d\u00f3lares: alrededor de <strong>$1.480.000<\/strong><\/li>\n\n\n\n<li>Ahorro estimado: <strong>23%<\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Atenci\u00f3n con los d\u00e9bitos autom\u00e1ticos<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Uno de los puntos m\u00e1s sensibles tiene que ver con los <strong>d\u00e9bitos autom\u00e1ticos<\/strong>, ya que muchas tarjetas liquidan el consumo en pesos con el recargo incluido.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En estos casos, se recomienda:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cancelar el d\u00e9bito autom\u00e1tico antes del vencimiento<\/li>\n\n\n\n<li>Pagar manualmente con d\u00f3lares desde una cuenta bancaria<\/li>\n\n\n\n<li>O solicitar un <strong>stop debit<\/strong> por \u00fanica vez<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Otra opci\u00f3n es pagar el resumen completo y luego solicitar la devoluci\u00f3n de la percepci\u00f3n, aunque este proceso suele ser m\u00e1s lento.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A partir del 2 de enero de 2026, la Agencia de Recaudaci\u00f3n y Control Aduanero (ARCA) dejar\u00e1 de aplicar el recargo del 30% a cuenta de Ganancias y Bienes Personales sobre los consumos con tarjeta realizados en d\u00f3lares o en el exterior. De esta manera, se elimina el denominado \u201cd\u00f3lar tarjeta\u201d, tal como se lo [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":13742,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39],"tags":[],"class_list":["post-13741","post","type-post","status-publish","format-standard","has-post-thumbnail","category-actualidad"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>ARCA elimina el recargo del 30% al d\u00f3lar tarjeta: qu\u00e9 cambia desde enero - Mundo Empresas<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ax.ar\/garantech\/arca-elimina-el-recargo-del-30-al-dolar-tarjeta-que-cambia-desde-enero\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ARCA elimina el recargo del 30% al d\u00f3lar tarjeta: qu\u00e9 cambia desde enero - Mundo Empresas\" \/>\n<meta property=\"og:description\" content=\"A partir del 2 de enero de 2026, la Agencia de Recaudaci\u00f3n y Control Aduanero (ARCA) dejar\u00e1 de aplicar el recargo del 30% a cuenta de Ganancias y Bienes Personales sobre los consumos con tarjeta realizados en d\u00f3lares o en el exterior. 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