{"id":532,"date":"2021-08-19T05:36:00","date_gmt":"2021-08-19T05:36:00","guid":{"rendered":"https:\/\/javierdiaz.com.ar\/una-buena-para-los-comercios-los-pagos-con-tarjeta-de-debito-se-acreditaran-en-24-horas\/"},"modified":"2022-05-14T01:12:59","modified_gmt":"2022-05-14T01:12:59","slug":"una-buena-para-los-comercios-los-pagos-con-tarjeta-de-debito-se-acreditaran-en-24-horas","status":"publish","type":"post","link":"https:\/\/ax.ar\/garantech\/una-buena-para-los-comercios-los-pagos-con-tarjeta-de-debito-se-acreditaran-en-24-horas\/","title":{"rendered":"Una buena para los comercios: Los pagos con tarjeta de d\u00e9bito se acreditar\u00e1n en 24 horas"},"content":{"rendered":"<p>En una medida que, seg\u00fan aseguraron desde el Banco Central, \u201cavanza en la normalizaci\u00f3n del sistema de pagos con fuerte incentivo al uso de medios electr\u00f3nicos\u201d, se determin\u00f3 que, <strong>desde hoy, los comercios recibir\u00e1n los saldos de sus ventas con tarjetas de d\u00e9bito en un d\u00eda h\u00e1bil.<\/strong><\/p>\n<p>Se trata de una importante noticia para los comercios, ya que el tiempo que pasa entre la realizaci\u00f3n de la venta y la acreditaci\u00f3n de los fondos muchas veces representa un costo financiero importante en un contexto inflacionario como el nuestro.<\/p>\n<p>La ley 25.065 de tarjetas de cr\u00e9dito fij\u00f3 un plazo m\u00e1ximo de tres d\u00edas h\u00e1biles y, por un acuerdo con el regulador, los bancos hab\u00edan acordado hacerlo en el plazo de dos d\u00edas h\u00e1biles. Ahora, ese plazo se redujo a un d\u00eda, lo que permitir\u00e1 a los comercios disponer en su cuenta bancaria de los fondos por ventas con tarjeta de d\u00e9bito a las pocas horas de concretarla.<\/p>\n<p><strong>Cabe recordar que las ventas con tarjeta de d\u00e9bito tienen una comisi\u00f3n de 0,8% a cargo del comercio<\/strong>, tambi\u00e9n a partir de un acuerdo con las entidades financieras, que redujo el tope de 1,5% fijado por ley.<\/p>\n<p>\u00bfQu\u00e9 pasa con las tarjetas de cr\u00e9dito? <strong>El BCRA hab\u00eda fijado en junio un plazo m\u00e1ximo de ocho d\u00edas para la acreditaci\u00f3n de los pagos con tarjeta de cr\u00e9dito para los micro y peque\u00f1os comercios. <\/strong>Sin embargo, la norma aclaraba que para las grandes empresas, como supermercados, el plazo se extiende entre 10 y 18 d\u00edas.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A partir de hoy rige una medida tomada por el Banco Central que apuesta a ser un incentivo al uso de los medios electr\u00f3nicos de pago.<\/p>\n","protected":false},"author":13,"featured_media":1320,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39],"tags":[],"class_list":["post-532","post","type-post","status-publish","format-standard","has-post-thumbnail","category-actualidad"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - 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