{"id":557,"date":"2021-09-14T10:56:00","date_gmt":"2021-09-14T10:56:00","guid":{"rendered":"https:\/\/javierdiaz.com.ar\/crean-una-herramienta-para-proteger-al-consumidor-sobreendeudado-cordobes\/"},"modified":"2022-05-14T01:07:46","modified_gmt":"2022-05-14T01:07:46","slug":"crean-una-herramienta-para-proteger-al-consumidor-sobreendeudado-cordobes","status":"publish","type":"post","link":"https:\/\/ax.ar\/garantech\/crean-una-herramienta-para-proteger-al-consumidor-sobreendeudado-cordobes\/","title":{"rendered":"Crean una herramienta para proteger al \u201cconsumidor sobreendeudado\u201d cordob\u00e9s"},"content":{"rendered":"<p><span style=\"background-color: white; color: black;\">La provincia de C\u00f3rdoba cuenta recientemente con <strong>una herramienta que se cre\u00f3 para brindar soluciones a todos aquellos casos relativos al sobreendeudamiento del consumidor<\/strong>, el pr\u00e9stamo responsable, la informaci\u00f3n, asesoramiento y acompa\u00f1amiento que deben brindar los proveedores en dicha materia.<\/span><\/p>\n<p><span style=\"background-color: white; color: black;\">Para esto, <strong>se puso en marcha una Divisi\u00f3n Espec\u00edfica en el marco de la Direcci\u00f3n General de Defensa del Consumidor y Lealtad Comercial <\/strong>del Ministerio de Industria, Comercio y Miner\u00eda de la Provincia.<\/span><\/p>\n<p><span style=\"background-color: white; color: black;\">B\u00e1sicamente, la misi\u00f3n de esta nueva propuesta es<strong> encontrar una soluci\u00f3n conciliatoria y r\u00e1pida que beneficie a las partes<\/strong> y, en caso de lograrse, realizar la apertura del sumario previsto conforme la Ley Provincial N\u00b0 10.247, tendiente a aplicar las sanciones previstas por la Ley Nacional N\u00b0 24.240.<\/span><\/p>\n<p><span style=\"background-color: white; color: black;\">\u201cSe busca atender uno de los principales aspectos de la denominada relaci\u00f3n de consumo que se denomina <strong>\u201csobreendeudamiento del consumidor\u201d, es decir, la imposibilidad o dificultad de estos \u00faltimos de cumplir con algunas obligaciones asumidas<\/strong> -a su cargo y que resultan exigibles o prontamente exigibles- sin que se menoscabe el acceso a bienes y servicios esenciales para su manutenci\u00f3n\u201d, explicaron.<\/span><\/p>\n<p><span style=\"background-color: white; color: black;\"><strong>Explicaron que se pondr\u00e1 atenci\u00f3n en el accionar de los proveedores que se aparten de los criterios del \u201cpr\u00e9stamo responsable\u201d<\/strong>, esto es, una serie de pr\u00e1cticas, conductas e informaci\u00f3n m\u00ednima a garantizar al consumidor o usuario al momento de otorgar un cr\u00e9dito de imposible pago, teniendo en cuenta el valor de la cuota y el ingreso del grupo familiar o social de estos.<\/span><\/p>\n<p><span style=\"background-color: white; color: black;\">\u201cInstando a lograr mecanismos conciliatorios, que resulte \u00fatil tanto para el consumidor sobreendeudado como para los proveedores que han otorgado un cr\u00e9dito a una persona que m\u00e1s all\u00e1 de su voluntad de pago, no pueden hacer frente al compromiso asumido\u201d, apuntan.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Se trata de una divisi\u00f3n espec\u00edfica de Defensa al Consumidor para atender los casos de imposibilidad de los consumidores de hacer frente a algunas obligaciones asumidas.<\/p>\n","protected":false},"author":13,"featured_media":1839,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39],"tags":[],"class_list":["post-557","post","type-post","status-publish","format-standard","has-post-thumbnail","category-actualidad"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - 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